Serendipity: | ser%9n’dip%9d3 | noun

the occurrence and development of events by chance in a happy or beneficial way. good fortune; luck.

For Shirley Rice, a Sun City West, AZ, resident who was forced into early retirement by an on-the job injury, discovering OxyCare Total Advantage™ financing was a serendipitous event that made her whole life better.

Shirley, a former Ventura, CA school bus driver, injured both of her arms more than six years ago lifting garage doors while on the job. No longer able to work, she retired to Arizona where she also developed COPD. Her worker’s comp insurance settlement paid for home oxygen delivery but authorized only two tanks per month. “It pretty much kept me home,” said Shirley. “I felt chained to the house.”

Then came a fortuitous event. “A friend told me about POCs,” said Shirley. “I had seen them advertised on TV but really didn’t make the connection that they could help me so much in my life. The friend allowed me to borrow her POC for a month and I really loved it,” said Shirley. She liked it so much she wanted to buy one but just didn’t have the cash flow to make her POC purchase.

Shirley continued: “I looked at POCs from Discount Medical Equipment in Wickenburg, AZ and really liked the OxyGo® POC. The owner, Ruben Lopez, showed me how easy they were to operate. They were much lighter than my friend’s unit and a showed me exactly how much oxygen I had left. That’s a feature I really liked. But I am not the type of person who likes debt and I am on a fixed income. I have two Visa cards and thought about using them but, you know, with those cards, if you keep adding to them you never get your debts paid off. And I wanted to be debt free. So I made up my mind that I would not buy the OxyGo POC until I had paid the cards off.”

At that point Ruben told Shirley about a new credit program he was signing up for called OxyCare Total Advantage. “He said he thought the program was just right for me and offered to come out to my house and explain it to me when his paperwork was complete,” said Shirley.

“And that’s how I found out about the OxyCare Total Advantage credit program. Ruben came out to my house with his assistant, Michelle McKnight. They explained the program to me. We went through it very carefully and Michelle explained all the details.

I really liked the flexibility the OxyGo credit offered in that it had multiple monthly payment options to choose from. I took the second option and didn’t stress anymore knowing I could easily afford the payment. My daughter was going to get married soon and I hated the idea of walking down the aisle dragging an oxygen tank. OxyGo freed me not to have to do that.”

Shirley said that she was impressed and really liked the fact that representatives from the finance company called her several times to make sure she was happy with the program.

“I told them I was thrilled to death with my OxyGo, and that with it God had opened a window and given me my freedom and my life back.”

When asked what else she liked about the OxyCare Total Advantage finance program, Shirley said the cost and ease of getting approved was another deciding factor. “The finance people were really easy to work with and the credit terms had low rates and were more affordable than any credit card,” she said.

“I think it is a very fair program and feel very satisfied that I made the right choice to go with the OxyCare financing. Otherwise, I could not have afforded to buy my OxyGo POC and it’s made such a huge and happy difference in my life. I am so glad Ruben told me about the program,” she concluded.